Insurance Coverage and Payments

[MTZL]

I just wanted to know, what kind of coverage and how much everybody is paying for their insurance?

I just got a call from my insurance company and they told me that the had quoted me too low and that I got a special engine!!?!?! They want double the rate now! It went from 150/mo to 300/mo. Time to shop for new insurance.

[RBR]

i know other people have had this same problem, when the insurance companies find out and catch on. i should be finally picking up mine by the end of the month. so i have been looking around on-line getting quotes. depending on your coverage i found mercury is the cheapest.. they told me around 125. that is with full coverage (- towing, roadside ast)

i am sure you all ready know put a lot has to do with age driving record, the city you live in etc......

[RalliUp]

Go through Geico, and do it online so you dont have to mess with any idiots on the phone or in person. My coverage is around $60 a month.

[MTZL]

Geico quoted me $180/mo I think it was $240 the first month too.
25/50 Comp & Collision, Roadside, Uninsured Mofo, Rental Reimbursement.
Im 28. Maybe I just gotta keep adjusting the info to get better quote.

[voodooutt]

I was with American Family ins. for 5+ years. My rate just went up for no apparent reason. The new rate was $170 for $100K/$300K/$100K and full uninsured/underinsured with $1000 deductible.

I went to progressive, and for the same exact coverage I only pay $80 a month. But now I just pay the full bill every 6mo, not monthly.
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**EDIT: Progressive lumps ALL LANCERS into one category. it does not differentiate between the base econobox-09 Ralliart-EvoX - I specifically asked them about this because there was no way to pick "Ralliart and EvoX" on their site, just an '09 Lancer so I had to call them directly and thats when they told me this, I was amazed.

They just lost a customer, I can't believe they would raise my rates in this time and age when they should be lowering them... idiots.

So, shop around.

[Ladogaboy]

I just got my notice from Mercury the other day but haven't opened it. When I get home tonight, I'll check it and let you guys know what they say. I was insuring a WRX through them before, so I wouldn't expect it to be more than what I was paying for the Rex.

[MTZL]

**EDIT: Progressive lumps ALL LANCERS into one category. it does not differentiate between the base econobox-09 Ralliart-EvoX - I specifically asked them about this because there was no way to pick "Ralliart and EvoX" on their site, just an '09 Lancer so I had to call them directly and thats when they told me this, I was amazed.

I just went to progressive, they actually have all the Lancers DE/ES/GTS and EVO GSR and MR, no Ralliart! The only Ralliart I saw was Galant Ralliart.

[MTZL]

I was with American Family ins. for 5+ years. My rate just went up for no apparent reason. The new rate was $170 for $100K/$300K/$100K and full uninsured/underinsured with $1000 deductible.

I went to progressive, and for the same exact coverage I only pay $80 a month. But now I just pay the full bill every 6mo, not monthly.

80$ a month! Im getting ripped-off! Low coverage and High Premium. Not Cool!

[Ladogaboy]

Mine stayed the same, but I am with Mercury. *shrug*

[bryan@gst]

Try Wawanesa and thank me later. ;)

http://wawanesa.com/

[MTZL]

Thanks Bryan! I got quoted for 12mo from them is afew hundred more than paying for 6mo from all other auto insurance. I really appreciate it thanks for the info!

50/100K 500 Deductible, Rental, Uninsured Mofo, for $1144.00 a year. $95.33 a month for full coverage. Now I can afford to get Lunch and Dinner. Man was I paying way too much!

Thanks again Bryan, I owe you lunch and a beer or a soda.

[Ladogaboy]

Thanks Bryan! I got quoted for 12mo from them is afew hundred more than paying for 6mo from all other auto insurance. I really appreciate it thanks for the info!

50/100K 500 Deductible, Rental, Uninsured Mofo, for $1144.00 a year. $95.33 a month for full coverage. Now I can afford to get Lunch and Dinner. Man was I paying way too much!

Thanks again Bryan, I owe you lunch and a beer or a soda.

That's about $100 less a year than what I am paying now, which I consider to be a pretty good deal. Congrats!

[bryan@gst]

Thanks Bryan! I got quoted for 12mo from them is afew hundred more than paying for 6mo from all other auto insurance. I really appreciate it thanks for the info!

50/100K 500 Deductible, Rental, Uninsured Mofo, for $1144.00 a year. $95.33 a month for full coverage. Now I can afford to get Lunch and Dinner. Man was I paying way too much!

Thanks again Bryan, I owe you lunch and a beer or a soda.

Glad I could be of help. I've had them for almost 7 years now.

[dmitchell]

$111/month full coverage, and that includes depreciation coverage, ie: if I write my car off in 18 months (god forbid), I get full *brand new* replacement value, not what the car is worth at time of said write off.

My previous car was a shitbox Pontiac G5, and my RA insurance is only 19 bucks more a month. Crazy.

[MTZL]

^What is the name of the Insurance?

[dmitchell]

State Farm. I've dealt with them for years, and have my other cars insured with them, so I guess I got a good rate.