Quote:
Originally Posted by MTZL
Yes, credit plays a big role & having asset helps.
I refuse to believe your Evo is cheaper than the RA you gave up.
You may have lower payments but stretched for longer period of loan.
Its ok, I understand.
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There are a lot of factors like credit score, down payment, how much you owe on the trade in, how many RA's they already have, their mood that day, etc.
My monthly payment for the car itself is not cheaper, it's $40 more a month than the RA.
My insurance is what went down by $30 a month compared to the RA.